The PNC Visa® Business Credit Card is a no-frills business credit card that offers a 13-month 0% annual percentage rate on balance transfers made within 90 days of opening an account and a standard variable APR of 15.24% to 25.24%. There is no annual fee, and the card offers several financial and risk management tools for small business owners.
- Issuer NamePNC
- Annual Fee$0
- Regular APR15.24% to 25.24%
- Penalty APR28.99% variable
- Balance Transfer Fee3% or $5 balance transfer fee, whichever is greater
- Cash Advance FeeEither $10 or 4% of the amount of each cash advance, whichever is greater ($75 maximum)
- Foreign Transaction Fee3%
- Can qualify for a low APR.
- Need a 13-month 0% annual percentage rate on balance transfers.
- Prefer to avoid annual fees.
With this basic business credit card, you can make the most of the PNC Visa® Business Credit Card by using its low-interest features. First, the card offers 13-month 0% annual percentage rate on balance transfers, which can offer savings if you have high-interest business credit card balances.
Though it’s best not to carry a balance, the variable APR on this card is as low as 15.24%. That could help you save on interest if your business qualifies for the low rate and you occasionally need to carry a balance.
Editor’s Take
While you won’t earn rewards with the PNC Visa® Business Credit Card, your business can get savings from this card. With no annual fee and 13-month 0% annual percentage rate on balance transfers, it’s a good option if you need some relief from high-interest business credit cards. And if you can qualify for the 15.24% APR, that’s a fairly low rate you can count on if you ever need to carry a balance – though it’s best to avoid interest charges altogether.
Jessica MerrittContributor
There’s no welcome offer with the PNC Visa® Business Credit Card.
The PNC Visa® Business Credit Card doesn’t earn rewards.
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