- People who live in Colorado, Michigan, Florida or Texas.
- People who are buying a home for the first time.
- People who want to buy a home with an FHA or VA loan.
AFI Financial does not disclose lending guidelines without a custom rate qualification. Your mortgage approval conditions depend on the loan program you choose and AFI Financial’s review of your credit file, the property, and other factors.
What Credit Score Do You Need?
Most lenders require at least a 620 credit score to qualify for a conventional loan. AFI Financial also offers VA loans, which have no minimum credit score requirement.
You can apply for a mortgage with AFI Financial online, by telephone or in person. Follow the steps below.
- Visit AFI financial.com and click Apply.
- Make sure you have your Social Security number, employer information, and proof of income, assets and liabilities.
- You’ll also need to create an account with AFI Financial by providing your name and email address.
- Complete the application by supplying your financial information and details about the property.
- You can always call or email your loan originator at AFI Financial if you have questions or need help.
AFI Financial does not advertise any bonuses or discounts on its loan products.
- eClosing (yes/no/not found): Not found
- Lender credits and grants (yes/no/not found): Not found
- On-time closing guarantee (yes/no/not found): Not found
AFI Financial is a small company and was not included in the 2023 J.D. Power Mortgage Origination Satisfaction Survey.
Homeowners seeking to refinance their existing mortgage can contact AFI Financial to submit a refinance analysis request. AFI Financial does not offer home equity options.
- Minimum FICO Credit Score
Not disclosed
- Minimum FICO Credit Score
620
- Minimum FICO Credit Score
620
- Minimum FICO Credit Score
620
- Minimum FICO Credit Score
620
- Minimum FICO Credit Score
620
- Minimum FICO Credit Score
620
- Minimum FICO Credit Score
Not disclosed
- Minimum FICO Credit Score
620
- Minimum FICO Credit Score
Not disclosed
